"Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health. Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't...

"Lighten Up" offers a road map to creating a less-is-more life, and teaches readers how a life of less can actually be a life of great abundance. Features three audits designed to instigate life changes: a financial audit combined with assessments of the physical junk filling your homes and the emotional junk causing tension in your life.

Pete uses the money he has saved to buy a toy dinosaur, then must earn and save more before making his next purchase.